Bricklio
Enter a deal to see cumulative cashflow

Stress Test

Model how a deal holds up as rates, rent, and costs move.

Deal
Interest-only
Repayment
Timeline & rate
Fixed
Variable
Worst-case rate is capped at 12% — a higher value here will get clamped, not exceeded.
Costs & disruption
Apply cost inflation
Landlords typically budget around 1–3% annual increases in maintenance, insurance, and service charges — a starting point, not a rule.
Income & tax
Individual
Ltd company
Salary and other income — not including this property. No login, nothing saved — typed in fresh each time.
Mortgage payment
During fix—
After reset—
Cashflow over time
Expected Worst-case Best-case Fixed period ends
Estimated tax

Enter your annual income to see estimated tax by year.

Enter your annual salary above to see estimated dividend tax by year.